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Medicare Gap Insurance
Publ.Date : Thu, 11 Mar 2010 21:51:39 GMT+00:00
Publ.Date : Thu, 11 Mar 2010 19:39:50 GMT+00:00
Publ.Date : Thu, 11 Mar 2010 20:28:39 GMT+00:00
Publ.Date : Thu, 11 Mar 2010 10:12:54 GMT+00:00
Publ.Date : Thu, 11 Mar 2010 16:44:25 GMT+00:00
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SOCIAL SECURITY MEDICARE
BENEFITS
by Jinky C. Mesias
There have been many discussions regarding social security but
just what social security means. The term social security pertains to the
benefit payments provided to workers and their dependents who qualify as
beneficiaries under the old-age survivors and disability insurance programs of
the social security act. The social security replaces a portion of the earnings
lost as a result of retirement, disability or death. The social security is
designed to provide benefits that will be able to replace the greater percentage
of earnings especially of lower-paid workers. The social security is truly a
pro-poor program. One of the coverage offered by the social security is
Medicare, which is a great help to the poor.
Medicare is the federal government’s hospital and medical insurance program
especially designed for people age sixty-five and above. The Medicare benefits
is not dependent on the social security that is why you may be able to get hold
of your Medicare benefits even without your social security. Medicare also
provides limited insurance benefits and therefore may no cover all medical
expenses however, having a Medicare supplement is much better than not having it
at all since it can provide extra medical protection for medical expenses that
may not be covered. Medicare benefit is consists of a Part A and a Part B. The
Part A is actually consists of basic hospital insurance plan and covers much of
the cost of hospitalization including skilled nursing facilities and some other
care in the hospital. On the other hand, the Part B of the Medicare benefits
provides supplementary medical insurance that covers a part of the doctor’s fee
and other medical expenses. People who are enrolled in Part B are obliged to pay
a monthly premium. Moreover, Medicare is available at the beginning of the month
in which a person reaches the age of sixty-five. People who have received social
security disability benefits for two years are also eligible for Medicare.
In addition, Medicare also covers prescription drugs, wheelchairs as well as the
cost of some certain medical supplies. An example of which is the partial
coverage for glucose monitors and diabetic shoes for Medicare members who are
suffering from diabetes. Aside from that, the Medicare Part A also covers a
portion of the confined patient hospitalization for up to ninety days. Moreover,
Medicare members may visit the Medicare web site for more information on the
benefits provided by Medicare. The Medicare web site offers a convenient means
of filing for claims as well as making follow-ups for claims less taxing.
For additional information and comments about the article you
may log on to
www.socialsecuritylawattorney.com
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