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Medicare B
Starting on June 1, 2010 new Medicare supplement (Medigap) plans M & N will take effect. The latter will offer senior citizens low premiums never before seen with Medicare supplements. Precision Senior Marketing, a national Medicare FMO, announced ...
Publ.Date : Fri, 12 Mar 2010 15:59:00 GMT
down $2.03 at $44.96 An analyst cut her rating on the clothing ... CardioNet Inc., up 37 cents at $6.88 An analyst upgraded the stock, saying commercial health insurers are paying CardioNet more money than Medicare.
Publ.Date : Thu, 11 Mar 2010 00:01:00 GMT
DETROIT – A Detroit federal jury has convicted Farmington Hills, Mich. physician Jose Castro-Ramirez on 13 counts in connection with his role in an $18.3 million Medicare fraud scheme. Evidence at trial showed that beginning in late 2003, Castro ...
Publ.Date : Fri, 12 Mar 2010 16:06:00 GMT
Obama redoubled his warning that failing to step up regulation of the insurance industry as part of a broader healthcare overhaul would leave more Americans struggling with rising premiums. And in a campaign-style speech delivered with his shirt ...
Publ.Date : Thu, 11 Mar 2010 08:01:00 GMT
March 12, 2010 (OAK PARK, Ill.) -- Scam artists sometimes target older adults and their Medicare benefits. But there are ways to avoid being fooled. Erin Weir of AgeOptions, an area agency on aging in Oak Park, coordinates the Senior Medicare Patrol ...
Publ.Date : Fri, 12 Mar 2010 16:06:00 GMT
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The Hidden Costs of Medicare
in 2006 - An Analysis
by FixMyHealthcare.com
Nearly one year after congress passed the Medicare and prescription drug
plan, both sides are still debating its supposed benefits, or detriments.
Unfortunately, many of the people who will be affected by the Medicare changes
still dont know where to turn.
What follows is an initial analysis of what will happen January 1, 2006.
Our conclusion:
Regardless of whatever else youre hearing, the Medicare Part "D" prescription
drug plan has many loopholes that are harmful to seniors with low to moderate
incomes.
The Analysis:
First, you will pay a monthly insurance premium of $35 per month, or $420 for
the year.
Secondly, the first $225 you spend will make up your deductible - no help from
Medicare Thirdly, the next $2,000 in coats ($226 to $2,225) is 25% your cost,
75% Medicare. Fourthly, and this is referred to as the donut hole, you have to
pay 100% again for all dollars spent between $2,225 and $5,100 - no Medicare
help. Lastly, any dollars spent for prescriptions above $5,100 in one year will
be 5% yours, 95% from Medicare - this is called Catastrophic Coverage.
Your 2006 Medicare Coverage Costs:
Your Prescription Costs/What Itll Cost You/You Pay/You Save
$225-------------------------$645-------------100%---$0
$1,000-----------------------$839-------------84%----$161
$1,500-----------------------$964-------------64%----$536
$2,000-----------------------$1,089-----------55%----$911
$3,000-----------------------$1,920-----------64%----$1,080
$4,000-----------------------$2,920-----------73%----$1,080
$5,000-----------------------$3,920-----------78%----$1,080
Final Thought:
Beginning January 1, 2006 your Medicare costs, as detailed in the new plan
passed by congress and the current administration, may increase significantly.
We believe congress should have done better than this for our seniors.
Remember, its only after you spend $5,100 in Medicare-cover healthcare costs
that the catastrophic support starts. Even then, youd still be responsible for
5% of your costs.
As it stands, it will take about $800 of prescriptions in a year just to break
even! Then, your out-of-pocket expenses go down. However they come right back up
once you hit the donut hole, where you pay 100% again.
FixMyHealthcare.com is a website devoted to helping seniors decipher the
recent changes in Medicare. Visit www.fixmyhealthcare for a discussion of senior
health issues.
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